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Monflo Fees
Monflo Fees
Simple. Transparent. Competitive.
Managing your money should be simple and transparent. That’s why Monflo offers clear, predictable fees--no hidden costs, no surprises--just true financial ownership.
If we ever introduce subscription fees, you’ll be the first to know. Our pricing will always be fair, upfront, and transparent.
Fees at a Glance
| Service | Fee |
|---|---|
| Opening Web3 Bank Account | FREE |
| Receiving Payments | FREE (Onramp for free) |
| Sending Payments | FREE (Offramp for free) |
| Flat-Crypto Exchange | 0.9% of transaction value |
| Subscription | FREE* |
| Network fees | 1-3 cents** |
* We don’t charge monthly subscription fees—and if that ever changes, you’ll be the first to know. Our pricing will always befair, transparent, and predictable.
** Network fees vary, but are typically 1-3 cents. In case, the user does not have enough gas to pay for network fees,we will cover the fees.
What You Get
Instant IBAN Creation
Seamless Onramp & Offramp
Seamlessly create and manage your IBAN with no setup fees
Receive and send EUR payments for free.
No Hidden Charges
Exchange Aggregator
We clearly display any fees before each transaction, so you always know exactly what you’re paying.
Fully integrated DEX Aggregator to offer you best prices for the exchange.
No Suprises
At Monflo, you only pay 0.9% per exchange transaction—nothing more. No monthly fees, no IBAN maintenance costs, and no subscription fees (for now).
Manage and grow your crypto and traditional money seamlessly—all in one place.
Note: In rare cases, additional third-party or network fees may apply depending on your bank or blockchain network. We’ll always inform you of any extra costs.