fees
Simple. Transparent. Competitive.
Managing your money should be simple and transparent. That’s why Monflo offers clear, predictable fees—no hidden costs, no surprises—just true financial ownership.
Take Control of Your Finances
Your money, your rules. With Monflo, you manage EUR and crypto seamlessly in one account — transparent fees, no surprises.
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0% transfer fee
Receive and send EUR from your Web3 IBAN account for free.0.9% swap fee
Monflo scans 15+ decentralized markets for the best prices. The fee is charged directly from the transaction amount.Personal accounts for just €7.99/month
Start with a 30-day free trial, then just 7.99/month. It is automatically charged once per month to maintain a Monflo account. It covers maintenance, custody, and access to Monflo services. No extra custody, IBAN, or on-ramp and off-ramping fees once subscribed.Business accounts - €29.99/month
- Receive unlimited bank transfers at no cost;
- Send up to 100 transfers per month for free;
- Only €0.15 per additional outgoing transfer.
Any Other Fees?
No Surprises
No Surprises
Effortlessly manage and grow your EUR and crypto — all in one place. What you see is what you get:
- • Only 0.9% per swap transaction
- • No custody fees
- • No IBAN maintenance fees
- • No on-ramping fees
Additional third-party or network fees may apply depending on your bank or blockchain network. We’ll always inform you of any extra costs.