as

FROM EUR TO CRYPTO AND BACK - FAST,
SIMPLE, SECURE

Get your Web3 Bank Account. Send and receive money, pay bills, or swap crypto.

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One Account to Manage EUR and Crypto

Enjoy the ease of traditional finance with the freedom of crypto. One platform to earn, spend, swap, or save.

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Web3 Bank Account

Get a personal IBAN. Manage all your EUR and crypto activities from one place.

Exchange Aggregator

Swap crypto directly from your bank account with the best available rates - simple, seamless, and powered by blockchain.

Check out the new interview with Monflo

How We Solve Your Problems

Use EUR and crypto directly from your bank account

No technical knowledge required to benefit from the crypto economy

Verify all your money yourself using blockchain technology
Designed for everyone, not just crypto experts
Move EUR to crypto and back for free

Security & Transparency You Can Trust

Personal Vault

You have a vault where you can store EUR and crypto - no pooled or omnibus accounts

Blockchain Transparency

Verify your funds anytime on the blockchain, no need for Proof of Reserves

Secured by Fireblocks

Trusted technology that secures over $10T for top financial institutions

Regulated & Compliant

Registered with De Nederlandsche Bank (DNB) as a crypto service provider

Fees and Prices

0.9% swap fee

Monflo scans 15+ decentralized markets to offer the best prices

Start with just €7.99/month

Start with a 30-day free trial, then just €7.99/month. All features included — no hidden costs

Upcoming Products

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Life with Monflo

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31 May 2025

Highlights from Dutch Blockchain Week

One of the most impactful moments during this year’s Dutch Blockchain Week came from the side events—particularly the panel and podcast discussions that offered space for deeper dialogue.

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14 May 2025

Monflo founder Chhay Lin Lim wins Crypto Hero 2025 Award from BeursInside

Apeldoorn, April 18, 2025 — Chhay Lin Lim, founder and CEO of Monflo, has been honored with the Crypto Hero Award 2025 by Dutch investment platform BeursInside. This award is entirely decided by public vote and recognizes individuals who are driving innovation and contributing to the development of the Dutch crypto sector.

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16 April 2025

Sociological Imagination

In 1959, sociologist C. Wright Mills introduced the world to a powerful concept: the sociological imagination. He saw the mind not as a passive vessel for facts, but as a lens capable of developing refined interpretations of personal experiences in relation to larger social structures. Mills believed that the true power of thought lies in its ability to connect biography with history, self with system, and private troubles with public issues.

Frequently Asked Questions

You can find this on our homepage under the section ‘Fees and Prices’.

or go to: https://www.monflo.com/fees

Your money, your RULES

Registered with the Dutch Chamber of Commerce (CoC), number 86115294.
Registered with the Dutch Central Bank (DNB) as a Crypto Service Provider, number R194558. DNB supervises Monflo’s compliance with the Money Laundering and Terrorist Financing Prevention Act (Wwft) and the Sanctions Act 1977 (Sanctiewet 1977). Monflo is not under prudential supervision by DNB or under conduct supervision by the AFM. This means that there is no supervision of financial requirements or business risks and no specific financial consumer protection.

Crypto-asset investments involve risks. You may lose part or all of the amount invested. Swap orders are exclusively executed via third-party decentralized exchange aggregator. Please review all transaction details before proceeding. By using Monflo services, you acknowledge and accept these risks. Additional information is available in Monflo's Terms and Conditions.

© 2025 Monflo. All rights reserved